成為有錢人是怎樣的一種體驗?

所以有錢人的生活到底是什么樣的?我猜它可能是這個樣子的:

終于可以按照我喜歡的方式喝酸奶了。

上網買東西,價格永遠按照從高到低來排序。

上次新買的那雙鞋怎么找不到了,算了,再去買雙新的吧,“買”比“找”快!

手機響了,我得趕緊接電話,可是,到底是哪支在響?

房子太大也有缺點,我每天都會迷路,會迷路,迷路,路。

家里的狗狗都快被我寵壞了,不給它LV,它就一整天不理我。

想要找個打火機,掏遍身上所有的口袋,只找到了一堆金條,好煩。

每天出門之前都會為了要戴哪支手表而糾結半小時,太浪費時間了。

鉆石戒指算什么,看我的鉆石牙,到了晚上,那就是黑夜中最美麗的一道光。

為了響應低碳環保,我再也不開車出門了。

強勢插播--------“有錢到底是一種什么樣的體驗”網友神回復精選:

“有錢人永遠不會問這個問題吧,我想就是這個體驗吧。”

“消費時考慮的是喜不喜歡,需不需要,而不是買不買的起……”

“偶爾發現個有趣的東西,會高興好幾天,終于又有東西可買了。”

“可以不用為了省錢而浪費時間。”

“妹子不喜歡你依然會和你玩。”

“去學習并研究哲學,而不用擔心被餓死。”

“踩著自行車時望著旁邊一輛輛豪車,一點自卑感都沒有。”

“豆漿買兩碗,喝一碗,倒一碗。”

“可以勇敢的扶起摔倒老人。”

點評:我只想說,最后一條太亮了!!!


看完上面這些圖片,是不是又一次被深深打擊到了?其實你看到的都只是表面,一個人從沒有錢到有錢,這其中付出的汗水和淚水,可能是我們看不到的。所以拋掉這些華麗的東西,究竟成為有錢人是種什么樣的體驗,看看下面這些誠懇而真實的答案吧!

觀點一:

I grew up in a middle class home with my mom. We weren't poor but we watched what we spent and never indulged. For instance, we were not allowed to leave lights or air conditioning on if we weren't using them.

我在一個中產階級家庭長大,跟我的媽媽。我們不是很窮,但對于生活中的每一筆花費我們都會精打細算并且從來不會放縱自己。比如,我們不會允許燈或者空調在沒人在的時候仍然開著。

I started my own company when I was 23, after dropping out of law school.I had debt and no job at the time, and was using the few thousand dollars my brother had saved up to finance the company.We edited people's college admission essays, the only thing I felt comfortable calling myself an expert at.Since that time, seven years have passed and I have sold 5 companies.Two of my transactions were significant, life-changing amounts.

在我23歲的時候,我從法學院輟學,開了自己的公司。那個時候我有債務但是沒有工作,用我哥哥投資的幾千元運行著公司。我們編輯修改著人們的大學錄取論文,這是唯一一件讓我感到舒服并且可以自稱為專家的事情。然后,7年過去了,我已經賣了5家公司。其中的兩項交易所賺到的錢大大改變了我的生活。

It felt very exciting the day the money was wired into myself and my brother's bank accounts. We logged in to our online account and saw a larger number there than we had ever seen by a wide margin.It was transfixing, mixed with a little bit scary.It meant that I had to start making some adult decisions, including making a will and investing it wisely. I didn't sleep much differently that night, but I did feel like I suddenly hadmore responsibility.

錢打進我和哥哥賬戶的那一天是非常令人興奮的一天。我們登陸了我們的賬戶,看到了一個從來沒在我們賬戶上出現過的數字。這讓人忍不住有些許驚恐并且夾雜著一丁點兒害怕。這意味著我不得不開始做一些成年人應該要做的決定,包括立遺囑和如何明智地投資。那天晚上我失眠了,我突然感覺到自己的身上多了很多責任。

In the coming weeks I thought about how I would spend some of it - including buying my first home - and how I would invest the rest. I also made a bunch of large, silly purchases that fit the ideal of what my 12 year old self would have wanted me to have - including my favorite luxury car.The excitement of those purchases wore off quickly.In the beginning, I also wanted people to know that I was different now: I wanted to call old friends I hadn't spoken to in a while and let them know that I had made it, mention it to girls at bars - all the stuff you imagine you're going to do.But very few people are actually happy for you when you come into money. Most people either think you're a lucky bastard or resent you.That is why the smartest people who have money are humble about it.

在未來的幾周,我開始思考該怎么花這一筆錢,包括買自己的第一套房,以及余下的錢該如何投資。同時,我又采購了一大堆“愚蠢”的東西,買了很多我12歲時幻想過要買的東西,包括我最愛的豪華車。大買特買的興奮感很快就消失了。一開始,我也很希望別人知道我現在跟以前不一樣了:我想約上一些好久沒有聯系過的好朋友并且告訴他們這段日子我所做的一切,去酒吧的時候向女孩炫耀等這些所有想象過要做的事情。但是很少人會為你變有錢了這件事情感到真正的開心。大多數人要么覺得你是一個幸運的混蛋,要么討厭你。這應該就是有錢人都普遍謙虛的原因吧!

It did not make me happier, but it did make me more excited for a while.

有錢并沒有使我變得更快樂,但它的確讓我興奮了一陣子。

觀點二:

I consider myself wealthy (for my age) but not rich, however my experience seems relevant to this question.

我認為我在我這樣的年齡算是富足的但算不上富有,然而,我的經驗可以用來回答這個問題。

I went from making essentially minimum wage with no savings to a 7-digit net worth. I knew it was likely going to happen for several weeks beforehand but seeing the numbers in the bank account was still a little surreal.

我從拿基本工資、沒有存款的普通人搖身一變,變成了一個擁有7位數身家的有錢人。甚至在這件事情發生后的好幾個禮拜當我看到賬戶上的數字還是會覺得不可思議。

The first feeling was of excitement and relief.I no longer had to worry about certain things, namely an income.

最一開始的感覺是興奮和解脫。我再也不用擔心某些事情,比如收入。

After that came the "holy shit, I'm rich" feeling.During the following weeks I felt incredibly rich (even though I really wasn't) and spent accordingly. I was spending around $10,000 per week while I was on vacation (about what I made in 3 months previously).

在這之后隨之而來的情緒是“我的天啊,我是有錢人”。接下來的幾個星期,我覺得我富裕得簡直讓人難以置信(雖然實際上我并沒有),然后開始理所應當的買買買。在度假的時候我大約每個禮拜要花上1萬美元,而在以前我要工作三個月才能賺到這筆錢。

I quickly realized I wasn't actually as rich as I was acting, and if I wanted to maintain my wealth I would need to stop spending so much.

我很快開始意識到我并沒有自己想象中那么富裕,如果我要持續我現在的富有狀態,我必須停下買買買的腳步。

The next feeling was fear.I was afraid my money would disappear for one reason or another. I would spend everything. Someone would steal it all. The stock market would crash.

再接下來的感受是恐懼。我開始擔心我的錢會不會有一天因為某些原因突然消失。比如,全都被我花完了,被人偷了,股市崩潰了。

I checked my balance several times a day.

于是,我開始每天不停地查余額。

After a month or so I felt back to normal. I'm not sure if that's because it is normal or I've adjusted, but I have the same friends, we do mostly the same things.

大約一個月后我開始變回正常。我不確定這樣的狀態是否正常或者說我已經調整好自己的心態了,但是我仍跟一幫相同的朋友做著跟以前一樣的事情。

I do occasionally wonder if people are treating me differently, but I'm not so wealthy that it's a big problem.

我偶爾會想,如果人們對待我的方式變得不同,但我并沒有那么富裕,這會是一個很大的問題。

觀點三:

You go crazy and waste money on things that you don't need, for one thing, and then a couple months later you get depressed about the wasted money and bad decisions.

你開始變得瘋狂,開始在很多事情上肆意花錢,即使是你不需要的東西,然后,幾個月之后,對于亂花掉的錢和一些糟糕的決策,你開始感覺到郁悶。

If you can just hold off until the crazy goes away, you will be a lot better off.Put it into a savings account or an index fund and forget that the money exists for six months or a year.

如果在這樣的瘋狂消失之前你可以很好得控制住自己,那么你將會變得更好。把這筆錢放進一個儲蓄賬戶或一個指數型的基金,然后在未來半年到一年的時間里忘記這筆錢的存在。

觀點四:

I'm not fabulously rich, but many would consider me wealthy for my age. I went from making essentially minimum wage with no savings to my current status, overnight.

我不是非常富有,但許多人會認為我是大款。我一直處于拿最低工資且沒有積蓄的狀態,就在一夜之間,我變成了現在的有錢人。

Most things haven't changed significantly, but here are a few differences I've perceived:

大多數的事情沒有任何明顯的改變,只是有這么一些小區別:

I don't have to worry about losing my job, or paying medical bills, etc.

我不用再擔心哪一天會突然失去工作,也不用擔心生病時要付的醫療費,等等。

I like that I have the freedom to do whatever I want for a few years without an income.

我可以在很長一段時間內盡情地去做我自己喜歡做的事情即使這段時間內沒有任何收入。

I don't worry about relatively small expenses like nice dinners, entertainment, gadgets. I can occasionally splurge on more expensive things.

我不用擔心一些相對比較小的開支比如一頓美味的晚餐、娛樂活動、一些小玩意兒。我可以偶爾揮霍一下買些貴重的東西。

I often choose the more convenient or comfortable option if it's not unreasonably expensive (taxis vs. public transportation, for example).

在一些事情上我經常會選擇更為便捷或舒適的方式,只要它不是貴得離譜就可以了(比如出租車VS公共交通)。

I like to think about how I could buy nearly any object in the world that's for sale (except for large buildings/yachts, priceless works of art, etc). Even if it would bankrupt me, it's nice to have the option.

我開始喜歡思考我怎樣可以買到世界上任何在打折的東西(除大型建筑/游艇,無價的藝術作品以外)。即使這樣可能會讓我破產,但是能有這樣的選擇也很不錯。

I worry a lot about losing my money, or not being able to sustain my slightly better lifestyle forever.

我開始擔心萬一有一天我失去了我所有的錢該怎么辦,我也開始擔心是否可以永遠擁有現在這樣舒適的生活。

I worry about attracting (and not being able to detect) gold diggers.

我開始擔心我會吸引到一些“淘金者”(而我并不懂得分辨)。

觀點五:

1)Aside from the freedom of being able to spend your time doing whatever you want.Sure I buy nicer clothes and don't think as hard about prices when I go out to eat, but my happiest moments are still related to who I spend my time with.

可以盡情得把時間花在任何你想要做的事情上。我買了更漂亮的衣服,出去吃飯不用再糾結價格,但是我的快樂時刻仍然取決于我跟誰在一起。

2)There is a sense of isolation now that I didn't have before.It's quite minor, but certainly something I did not anticipate. When you meet people who are doing the normal 9-5 rat race and hating their jobs, I find that it's better to hide my financial situation because there is very little good that can come of other people knowing your wealth. There are some that will genuinely be happy for you but many will become envious and start to act really weird around you.And then of course some will like you for your wealth but those are not the people you want to be around anyways.

我現在有種孤獨感,這種感覺以前是沒有的。這種感覺很細微,但肯定是我從來沒有預料到的。當我去見那些生活在朝九晚五的競爭中并且很討厭自己工作的人,我發現我應該隱藏我是有錢人這件事,因為讓別人知道這件事并不會帶來什么多大的好處。有些人會真正為你感到開心,而有些人會開始嫉妒你,然后跟你在一起的時候會表現得異常奇怪。當然,也會有很多人因為你的財富而去喜歡你,但是這些人根本不是你想要交的朋友。

And maybe because I grew up poor and do not use wealth to measure a human's worth, I never really considered "upgrading" my friends to include more wealthy people simply because they were wealthy.

也許是因為我出身貧窮,所以不會用財富來衡量一個人的價值,我從來沒有想過去“升級”我的朋友圈,去結交更多有錢的朋友而只是因為他們有錢。

And if you choose to "retire", you spend a lot of daytime hours on your own because most people are at work.

如果你選擇“退休”,你可以擁有很多時間去做自己的事情,而別人卻只能工作。

3) I am nagged by the question of "Now what?" To earn a lot of money, you probably had to spend a considerable amount of time thinking about how to earn money. But once you've gotten enough, and I'm aware that number is different for everyone, one of your biggest motivators is now gone. And generally,if you've been financially successful, you're probably quite goal driven so you spend all your time thinking about what metaphorical mountain you're going to climb next.

我經常喋喋不休于這樣一個問題“現在怎么辦?”為了存錢,你可能不得不花費相當多的時間去考慮該怎么賺錢。一旦你擁有了足夠的錢,并且這個數字對每個人來說都有著非同尋常的意義,那么你最大的動力沒有了。一般情況下,如果你在賺錢上曾獲得過成功,那么你會被目標所驅動而開始花時間思考下一個你想要征服的山峰。

3)It truly does not buy you happiness.That initial elation went away pretty quickly and I am back to the same person I was before. Sure it allows you to pay to remove some of the things that could cause discomfort, butif you weren't a happy person before the money, the money won't bring you sustainable happiness.

金錢的確不能買來快樂。最初的那股興奮勁兒很快就會過去,我會變回曾經的那個我。當然你已經有能力去改變那些曾經讓你覺得不舒服的事情,但是如果你在有錢之前就不是一個快樂的人,那么錢給你帶去的快樂并不會持久。

It's a good thing, for sure. But to me,it's just a tool to remove some discomfort from my life.I feel as though I have the freedom to pursue what I really care about rather than having to spend most of my waking hours trading my time for a paycheck. I'm generally quite a happy person and the money hasn't changed that much at all, in either direction.

當然,變得有錢肯定是一件好的事情。但是對我來說,錢只是一個工具,一個用來改變我生活的工具。我可以自由得去追求我真正在意的事情,而不是用大部分醒著的時間去換取一份薪水。我一直都是一個很快樂的人,錢并沒有真正改變什么。


總結:

賺錢到底是為了什么?為了實現財務自由?為了讓自己和自己愛的人過上更好的生活?為了從各種生存壓力中解脫出來?為了有朝一日可以炫耀顯擺成為別人抱大腿的對象?

如果問我為什么要自己創業,為什么要這么努力的賺錢?我的理由很簡單:

我希望我可以不用因為錢而勉強自己,比如我可以自由進出我喜歡的餐廳,點任何一份我喜歡的餐點,然后可以因為好吃而多點一份,或者因為不好吃而任性得讓服務員撤掉,而不用因為心疼錢勉強吃下去;

我希望我的生活和時間可以變得很自由,比如我可以隨時來一場說走就走的旅行,而不用擔心老板會不會批準我的請假,不用因為飛機票太貴而花上幾倍的時間去坐火車,不用精打細算旅途中的所有經費,而是徹底地、放松地、完全自由地享受一場精彩的旅行;

我希望我的生活可以變得簡單,而不是去做每件事情時都帶著沉重的目的,比如不用為了社交而去社交,不用為了一筆生意而去結交一些自己不喜歡的人;

我希望我可以自由培養任何我感興趣的愛好,而不用糾結這個興趣愛好會花掉我多少錢,比如喜歡茶,我可以買任何我喜歡的茶具和茶葉,然后毫不客氣的推掉所有無聊的應酬,靜靜得待在書房里品味茶香;

我希望我可以讓每一個我愛的人獲得更自由的生活,盡情做他們想做的事情,而不用成為生活的奴隸;

……

我是一個很簡單的人,所以我能想象的有錢生活也很簡單。我相信大多數人在沒錢的時候都會想象自己有錢之后會怎么樣,但事實是,當你有了錢,可能還在做著以前的事,只是你的自由度更大了。也許金錢最重要的意義只在于它能幫助我們打消生活中最大的焦慮

所以,如果有一天,你成為了一個有錢人,請做好心理準備,金錢帶給你的新鮮感會轉瞬即逝,生活會沿著曾經的軌道繼續運行下去,你仍然是你。

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