通過阿里的支付寶接口進行校驗，能夠準確識別是否存在，歸屬行，卡號類型是儲蓄卡（DC）還是信用卡（CC）。
接口api:
需要傳入的3個參數
通道 ：_input_charset
卡號 ：cardNo?
卡本： cardBinCheck
返回參數解析
cardType：卡類型。值：DC為儲蓄卡，CC為信用卡。
bank：所屬行。值：所屬行簡稱，CMB 為招商銀行，所屬行簡稱詳見下方。
key：銀行卡號。值：傳入的銀行卡號。
messages：銀行卡信息。值：數組。
validated：有效性，是否正確有效。值：true為是，false為否。
stat：銀行卡狀態。值：ok，no。
所屬行的簡稱：
{
"CDB":"國家開發銀行","ICBC":"中國工商銀行","ABC":"中國農業銀行","BOC":"中國銀行",
"CCB":"中國建設銀行","PSBC":"中國郵政儲蓄銀行","COMM":"交通銀行","CMB":"招商銀行",
"SPDB":"上海浦東發展銀行","CIB":"興業銀行","HXBANK":"華夏銀行","GDB":"廣東發展銀行",
"CMBC":"中國民生銀行","CITIC":"中信銀行","CEB":"中國光大銀行","EGBANK":"恒豐銀行",
"CZBANK":"浙商銀行","BOHAIB":"渤海銀行","SPABANK":"平安銀行","SHRCB":"上海農村商業銀行",
"YXCCB":"玉溪市商業銀行","YDRCB":"堯都農商行","BJBANK":"北京銀行","SHBANK":"上海銀行",
"JSBANK":"江蘇銀行","HZCB":"杭州銀行","NJCB":"南京銀行","NBBANK":"寧波銀行","HSBANK":"徽商銀行",
"CSCB":"長沙銀行","CDCB":"成都銀行","CQBANK":"重慶銀行","DLB":"大連銀行","NCB":"南昌銀行",
"FJHXBC":"福建海峽銀行","HKB":"漢口銀行","WZCB":"溫州銀行","QDCCB":"青島銀行","TZCB":"臺州銀行",
"JXBANK":"嘉興銀行","CSRCB":"常熟農村商業銀行","NHB":"南海農村信用聯社","CZRCB":"常州農村信用聯社",
"H3CB":"內蒙古銀行","SXCB":"紹興銀行","SDEB":"順德農商銀行","WJRCB":"吳江農商銀行","ZBCB":"齊商銀行",
"GYCB":"貴陽市商業銀行","ZYCBANK":"遵義市商業銀行","HZCCB":"湖州市商業銀行","DAQINGB":"龍江銀行",
"JINCHB":"晉城銀行JCBANK","ZJTLCB":"浙江泰隆商業銀行","GDRCC":"廣東省農村信用社聯合社",
"DRCBCL":"東莞農村商業銀行","MTBANK":"浙江民泰商業銀行","GCB":"廣州銀行","LYCB":"遼陽市商業銀行",
"JSRCU":"江蘇省農村信用聯合社","LANGFB":"廊坊銀行","CZCB":"浙江稠州商業銀行","DYCB":"德陽商業銀行",
"JZBANK":"晉中市商業銀行","BOSZ":"蘇州銀行","GLBANK":"桂林銀行","URMQCCB":"烏魯木齊市商業銀行",
"CDRCB":"成都農商銀行","ZRCBANK":"張家港農村商業銀行","BOD":"東莞銀行","LSBANK":"萊商銀行",
"BJRCB":"北京農村商業銀行","TRCB":"天津農商銀行","SRBANK":"上饒銀行","FDB":"富滇銀行",
"CRCBANK":"重慶農村商業銀行","ASCB":"鞍山銀行","NXBANK":"寧夏銀行","BHB":"河北銀行",
"HRXJB":"華融湘江銀行","ZGCCB":"自貢市商業銀行","YNRCC":"云南省農村信用社","JLBANK":"吉林銀行",
"DYCCB":"東營市商業銀行","KLB":"昆侖銀行","ORBANK":"鄂爾多斯銀行","XTB":"邢臺銀行","JSB":"晉商銀行",
"TCCB":"天津銀行","BOYK":"營口銀行","JLRCU":"吉林農信","SDRCU":"山東農信","XABANK":"西安銀行",
"HBRCU":"河北省農村信用社","NXRCU":"寧夏黃河農村商業銀行","GZRCU":"貴州省農村信用社",
"FXCB":"阜新銀行","HBHSBANK":"湖北銀行黃石分行","ZJNX":"浙江省農村信用社聯合社","XXBANK":"新鄉銀行",
"HBYCBANK":"湖北銀行宜昌分行","LSCCB":"樂山市商業銀行","TCRCB":"江蘇太倉農村商業銀行",
"BZMD":"駐馬店銀行","GZB":"贛州銀行","WRCB":"無錫農村商業銀行","BGB":"廣西北部灣銀行",
"GRCB":"廣州農商銀行","JRCB":"江蘇江陰農村商業銀行","BOP":"平頂山銀行","TACCB":"泰安市商業銀行",
"CGNB":"南充市商業銀行","CCQTGB":"重慶三峽銀行","XLBANK":"中山小欖村鎮銀行","HDBANK":"邯鄲銀行",
"KORLABANK":"庫爾勒市商業銀行","BOJZ":"錦州銀行","QLBANK":"齊魯銀行","BOQH":"青海銀行",
"YQCCB":"陽泉銀行","SJBANK":"盛京銀行","FSCB":"撫順銀行","ZZBANK":"鄭州銀行","SRCB":"深圳農村商業銀行",
"BANKWF":"濰坊銀行","JJBANK":"九江銀行","JXRCU":"江西省農村信用","HNRCU":"河南省農村信用",
"GSRCU":"甘肅省農村信用","SCRCU":"四川省農村信用","GXRCU":"廣西省農村信用","SXRCCU":"陜西信合",
"WHRCB":"武漢農村商業銀行","YBCCB":"宜賓市商業銀行","KSRB":"昆山農村商業銀行","SZSBK":"石嘴山銀行",
"HSBK":"衡水銀行","XYBANK":"信陽銀行","NBYZ":"鄞州銀行","ZJKCCB":"張家口市商業銀行","XCYH":"許昌銀行",
"JNBANK":"濟寧銀行","CBKF":"開封市商業銀行","WHCCB":"威海市商業銀行","HBC":"湖北銀行",
"BOCD":"承德銀行","BODD":"丹東銀行","JHBANK":"金華銀行","BOCY":"朝陽銀行","LSBC":"臨商銀行",
"BSB":"包商銀行","LZYH":"蘭州銀行","BOZK":"周口銀行","DZBANK":"德州銀行","SCCB":"三門峽銀行",
"AYCB":"安陽銀行","ARCU":"安徽省農村信用社","HURCB":"湖北省農村信用社","HNRCC":"湖南省農村信用社",
"NYNB":"廣東南粵銀行","LYBANK":"洛陽銀行","NHQS":"農信銀清算中心","CBBQS":"城市商業銀行資金清算中心"
}
