Day 1 精讀閱讀筆記

Vocabulary

1. Alone adv.

If you say thatone person or thing alone is responsible for part of an amount, you areemphasizing the size of that part and the size of the total amount.

[emphasis]

E.g The BBC aloneis sending 300 technicians, directors and commentators.

Megastars like Jack Nicholson, who made ￡50million from Batman alone, are unlikely to be affected.

2.Klarna，瑞典支付創企。

瑞典支付創企Klarna宣布，他們已經從Wonga手中購入德國同行Billpay。Klarna致力于和在線零售商合作，提供多種支付方式。Billpay的原母公司Wonga曾在2014年，因無法評估借款人的還款能力而搞的自己聲名狼藉。

Klarna的聯合創始人兼CEOSebastian Siemiatkowski。Klarna由Sebastian Siemiatkowski、Victor Jacobsson以及Niklas

Adalberth三人于2005年共同創立。

3.mortgage（房貸）

A mortgageis a loan of money which you get from a bank or building society in order to buy a house.

4. account holder

the person whosename is on a bank account

銀行用戶

5. predetermined（預先設定好的）

If you say thatsomething ispredetermined,you mean that itsform or nature was decided by previous events or by people rather than bychance.

e.g The Prince'sdestiny was predetermined from the moment of his birth.

The capsules(膠囊) can be

made to release the pesticides（殺蟲劑）at a predetermined time.

Synonyms:prearranged, set, agreed, set up

6. nudge

1)verb

If younudgesomeone, you push them gently, usually withyour elbow, in order to draw their attention to something.

e.g I nudged Stanand pointed again.

Synonyms: push,touch, dig, jog

Nudge isalso a noun.

Sheslipped her arm under his and gave him a nudge.

2)verb

If you nudgesomeone or something into a place or position, you gently push them there.

e.g Edna Swinsonnudgedhimintothesitting room.

The civil servant nudged him forward.

Nudgeis also a noun.

McKinnon

gave the wheel another slight nudge.

3)verb

If you nudgesomeone into doing something, you gentlypersuadethem to do it.

e.g Bit by bit Bobhad nudged Fritz into selling his controlling interest.

Foreigners must use their power to nudgethe country towards greater tolerance.

British tour companies are nudging clientsto travel further afield.

Synonyms: prompt,influence, urge, persuade

Nudge isalso a noun.

I had afeeling that the challenge appealed to him. All he needed was a nudge.

4)verb(上一個專題Amazon’s?empire有出現過，描述沃爾瑪的財政收入有講到這個詞)

If someone orsomething is nudging a particular amount, level, or state, they have almostreached it.

...a little-knownstage plays writer and actress who was nudging 40 and going nowhere.

The temperaturewhen we were there was nudging80°F.

7. To date

It means up untilthe present time

Synonyms: up tonow, yet, so far, until now

e.g 'Dottie' is byfar his best novel to date.

She is without question the craziest personI've met to date.

To date we have spent eight thousand poundsbetween us.

8. dire嚴重的

9. unscathed毫發無損的，未受到傷害的

If you areunscathed after a dangerous experience, you have not been injured or harmed byit.

10. mount

If you mount acampaign or event, you organize it and make it take place.

Synonyms: launch,stage, prepare, deliver

11. conspicuously

If someone orsomething is conspicuous, people can see or notice them very easily.

12. incumbent在職者

1）An incumbent is someone who holds an official post ata particular time.

補充：2）adj

If it isincumbent uponyoutodo something, it is your duty or responsibility to do it.

[formal]

It isincumbent uponall of ustomake an extra effort.

Synonyms: obligatory, required, necessary, essential

13. resilient

1）adjective

Something that isresilientis strong andnot

easily damaged by being hit, stretched, or squeezed.

e.g Cotton is moreresistant to being squashed and polyester is more resilient.

...an armchair of some resilient plasticmaterial.

resilienceuncountable noun

Do yourmuscles have the strength and resilience that they should have?

Synonyms: suppleness, give, spring, flexibility

Synonyms: strength, toughness, adaptability, hardiness

2）adjective

People and thingsthat areresilientare able to recovereasily and quickly from unpleasant or damaging events.

e.gGeorge Fraser was clearly a good soldier,calm and resilient.

When theU.S.stock market collapsed inOctober 1987, the Japanese stock market was the most resilient.

resilienceuncountable noun

...theresilience of human beings to fight after they've been attacked.

Synonyms:suppleness, give, spring, flexibility ? More Synonyms of resilient

Synonyms:strength, toughness, adaptability, hardiness

14.cumbersome

A cumbersomesystem or process is very complicated and inefficient.

Synonyms:inefficient, unwieldy, badly organized

15. landscape

countable noun

A landscape is allthe features that are important in a particular situation.

e.gJune's events completely altered the politicallandscape.

...a landscape of unparalleled ignorance.

16. kick-start

To kick-start aprocess that has stopped working or progressing is to take a course of actionthat will quickly start it going again.

Synonyms:stimulate, encourage, prompt, spur

補充：verb

If you kick-starta motorcycle, you press the lever that starts it with your foot.

e.g He lifted thebike off its stand and kick-started it.

17.explicit 利用

Something that isexplicit is expressed or shown clearly and openly, without any attempt to hideanything.

Explicitlyadverb

The play was thefirst commercially successful work dealing explicitly with homosexuality.

Their intention isnot to become involved in explicitly political activities.

explicitnessuncountable noun

When the book waspublished, the energy and explicitness caught the popular imagination.

補充：If you areexplicit aboutsomething, you speak about it very openly and clearly.

He was explicitabout his intention to overhaul the party's internal voting system.

explicitly adverb

She has beentalking very explicitly about AIDS to these groups.

18. authenticate 證明是真實的、可靠的或有效的;鑒定，使生效

If you authenticate something, you state officially that it is genuine after examiningit.

1.He says he'll have no problem authenticating the stamp

他說自己可以對這枚郵票進行鑒定。

《柯林斯高階英漢雙解學習詞典》

2.Documentaries offered the chance to authenticate the accuracy of the various details in these models.

紀錄片為核實這些模型中各種細節的準確性提供了機會。

19.handy

Something that ishandy is useful.

20.PwC普華永道

pwc（普華永道會計事務所）普華永道國際會計事務所，成立于英國倫敦。全球頂級會計公司，位居四大會計師事務所之首。是由原六大會計事務所中規模最小但聲望最高的Price Waterhouse（普華）與Coopers & Lybrand（永道）成功合并組成的。于1998年1月1日公司更名為PricewaterhouseCoopers。

21.legitimate合法的

Something that islegitimate is acceptable according to the law.

Synonyms: lawful,real, true, legal ? More Synonyms of legitimate

Legitimacyuncountable noun

The oppositionparties do not recognize the political legitimacy of his government.

Legitimatelyadverb

The government hasbeen legitimately elected by the people.

2)If you say thatsomething such as a feeling or claim islegitimate,you think that it is reasonable and justified.

22. robust

1)?adjective

Someone orsomething that is robust is very strong or healthy.

More women thanmen go to the doctor. Perhaps men are more robust or worry less?

We've always specializedin making very robust, simply designed machinery.

robustlyadverb

He became robustlyhealthy.

robustnessuncountable noun

...the robustnessof diesel engines.

2)?adjective

Robust views oropinions are strongly held and forcefully expressed.

A British ForeignOffice minister has made a robust defence of the agreement.

He has the keeneye and robust approach needed.

robustlyadverb

In the decisionswe have to make aboutEurope, we have todefend our position very robustly indeed.

robustnessuncountable noun

...a prominentindustrialist renowned for the robustness of his right-wing views.

23.water down

If something suchas a proposal, speech, or statement is watered down, it is made much weaker andless forceful, or less likely to make people angry.

24. bare someone’steeth

If you baresomething, you uncover it and show it.

這里應該是說，監管者早就躍躍欲試了

25.invoice

countablenoun

An invoice is adocument that lists goods that have been supplied or services that have beendone, and says how much money you owe for them.

e.gWe will then send you an invoice for thetotal course fees.

His ￡700 invoice was settled immediately incash.

Synonyms: account,charge, bill, statement

26．Exploit

1)?verb

If you say thatsomeone is exploiting you, you think that they are treating you unfairly byusing your work or ideas and giving you very little in return.

e.g Critics claimhe exploited black musicians for personal gain.

...the plight of the exploited sugar caneworkers.

Exploitationuncountable noun

Extra paymentsshould be made to protect the interests of the staff and prevent exploitation.

Synonyms: misuse,abuse, manipulation, imposition ? More Synonyms of exploit

2) verb

If you say thatsomeone is exploiting a situation, you disapprove of them because they areusing it to gain an advantage for themselves, rather than trying to help otherpeople or do what is right.

The government andits opponents compete to exploit the troubles to their advantage.

Synonyms: make thebest use of, use, make use of, and utilize exploitationsingular noun

...theexploitation of the famine by local politicians.

Synonyms:misuse, abuse, manipulation, imposition ? More Synonyms of exploit

Synonyms:capitalization, utilization, using to good advantage, trading upon ? MoreSynonyms of exploit

3)?verb

If you exploitsomething, you use it well, and achieve something or gain an advantage from it.

You'll need a goodaerial to exploit the radio's performance.

Caryis hoping to exploit new opportunities inEurope.

So you feel thatyour skills have never been fully appreciated or exploited?

4)?verb

To exploitresources or raw materials means to develop them and use them for industry orcommercial activities.

I think we'rebeing very short sighted in not exploiting our own coal.

exploitationuncountable noun

...the plannedexploitation of its potential oil and natural gas reserves.

Synonyms: misuse,abuse, manipulation, imposition ? More Synonyms of exploit

5)?countable noun

If you refer tosomeone's exploits, you mean the brave, interesting, or amusing things thatthey have done.

His wartimeexploits were later made into a film.

Synonyms: feat,act, achievement, enterprise

27. shake up（phrasal verb）

If someone shakesup something such as an organization, an institution, or a profession, theymake major changes to it.

28．Rock bottom最低點

29．Retail banking

banking forindividual customers

Day2 Topic 2 Levelling the Paying Field

1.New?European?payments?regulation?has?the?potential?to shake?up?the?banks.

歐洲新出臺的付款規章（支付規章）可能會動搖銀行業的根基

訂正：歐洲新出臺的支付規章可能會給銀行帶來重創

2.European?rules?willopen?the?door?toa?host?of?innovative?servicesthat?analyze?transactions.

歐洲新出臺的規定（法規）將會為用于分析交易數據的創新服務領軍者敞開大門。

Host：a?great?number;

訂正：歐洲新出臺的法規將會為交易分析相關的創新服務敞開大門。

Open?the?door?to:to?give?someone?new?opportunities?(sometimes?+?for?)The?success?of?that?film?opened?new?doors?for?him.(sometimes?+?to?)Early?results?show?that?the?new?system?would?open?doors?to?disadvantaged?people.

3.Customers?needbarely?everinteract?with?their?bank.

顧客們不再需要與他們的銀行溝通。

訂正：客戶幾乎都不需要通過銀行

（篤師點評）

如果這邊一定把interact翻成與銀行互動,就略顯死板了。大家都習慣了互聯網金融，那很多事情就不需要通過銀行啦~

提醒大家雙向思考，當你要表達“不需要通過銀行”的時候，能否想起interact?with?the?bank這么地道的用法呢？

4.European?retail?banking?has?beenremarkably?unscathed?by?technology-driven?disruption.

然而歐洲銀行的零售銀行業并沒有因為這場技術變革受到重創。

5.Fintech?companies?are?beginning?tomount?a?challenge,?mostconspicuouslyin?the?online-payments?industry?in?northern?Europe.?But?theirreach?is?more?limitedelsewhere?in?Europe.

金融科技公司開始發起挑戰，將目標主要鎖定在北歐的網上支付服務。但在歐洲其他地區的進展就沒有這么順利。（重點偏了，沒有理解到位）

（篤師點評）

互聯網金融公司已經開始發起挑戰，尤其是在北歐線上支付領域。但對歐洲其他地區的影響則要小得多。

我看到群里很多同學對mount?a?challenge表示不解，記住這個常見搭配，表達的意思就是發起挑戰，構成威脅。我要提醒大家的是最后那里的reach,用作名詞時候和influence一個意思,用來表達影響的范圍，簡短好用，建議化作積極儲備。Eg.?Victory?is?now?out?of?her?reach.?/The?company?has?now?overtaken?IBM?in?terms?of?size?and?reach./Such?matters?are?beyond?the?reach?of?the?law.

6.Regulators,?however,?are?about?totransform?the?landscape.

然而，監管者打算改變這種局勢。

7.Banks’?lockhold?on?payments?serves?as?a?handy?source?of?income.

銀行可靠的安保措施為銀行帶來了不少的收入。

（篤師點評）

牢牢把控支付領域使得銀行輕而易舉就能賺錢。

lockhold難住了很多同學，這種用法很少見，大家作為被動詞匯即可。lock鎖住，hold緊握，加在一起就是牢牢把控的意思，同樣需要大家聯想體會哦。倒是后面的handy這一形容詞值得重視，表示就在手邊，方便容易，唾手可得，聯想它的原形hand好好體會一下。Eg.?Always?keep?a?first-aid?kit?handy.跟前要常備急救箱/handy?little?tool好用小工具

8.Resistance?ismanifested?asa?concern?about?data?protection.?Suchconcerns?are?legitimatebut?also,?argue?fintech?supporters,offer?a?convenient?excuse?forbanks?toblock?competition.

對數據保護的擔憂可以看作是銀行的反抗。雖然這樣的擔憂是合法的，但是金融科技的支持者認為這是銀行為了避免競爭提出的借口。

9.Yetfor?all?their?complaints,?customersstilltrust?banks?with?their?money.

盡管消費者對銀行有很多不滿，但他們還是很放心地把錢放在銀行。

神詞組:

become?overdrawn:超支

nudge?them?to?save?more提醒他們要省錢（錯啦！）鼓勵他們增加儲蓄

have?easy?access?to:更容易去做某事

kick-start?competition:引發競爭

give?explicit?consent明確同意

one-click?bank?transfer:一鍵轉賬

low-value?payments:金額低的支付（小額支付）

tighten?up?security:強化安保

guide?them?toward:引導他們

rich?data:豐富的數據

leave?them?in?a?weaker?position:弱化他們的地位

robust?data-protection?system:強大的數據保護系統

insured?against?losses?from?fraud:避免詐騙損失（投保以防欺詐造成的損失）

perfect?on?paper:紙上談兵（理論完美！暗示實際操作起來可能困難重重。）

team?up?with:與….合作

exploit?newcomers?technology:開發新技術（理解錯了）（利用后來者的技術）

Day 3 整理總結

心得總結

不知道是不是因為自己很想得篤學獎，學習能力很差的自己竟然一天搞定思維導圖！剛開始報這個班的時候，擔心的就是這個問題！！害怕自己搞不定思維導圖，然后完成不了作業！但這兩天玩了一下感覺還是不錯噠

再來呢，就是表白一下Jane女神，聽聲音就感覺是一個很有活力的一位篤師，又是一個從事同傳（我的dream?job）的篤師。膜拜膜拜！！

好了，重頭戲來啦！！來談談自己這幾天發現的問題

1.作為一名翻譯專業的學生，這兩天發現自己沒辦法適應經濟學人的PDF格式。剛拿到文章的時候，趕緊復制粘貼到word，然后就是不停的編輯整理。最后放大比例，像看大字報一樣讀這篇文章！！

之前有在網上看到，譯員有很多時候都要適應文本的各種模式。不是每次都能這樣把文本無限放大，然后清晰閱讀！一個語言專業學生的閱讀能力應該是閱讀理解＋看清原始文本的能力。

當然了，這也說明了，我的語言功底還是不扎實，一堆不認識的詞夾在密密麻麻的文本里，自然不懂咯！還是繼續努力吧！！

2.港真！這次的思維導圖我自己是很滿意的，直到看到jane的導圖！我才知道自己還是有很多不足！！jane的導圖沒有像我的那樣，以文章題目為中心主題。而是以中心思想為中心主題！！還有在子主題上，Jane會用各種符號去表達，而我就打了一大堆詞在上面。學會用表情這招get到了

3.下周就要考專四啦！那天看文章，發現這幾個詞很眼熟，但就是想不起來/(ㄒoㄒ)/~~

Exploit

Robust

Legitimate

predetermined

resilient

且背且珍惜，萬一下周考到了呢？？