神句：
（注：粗體為值得內(nèi)化的表達(dá)；譯文斜體為存疑；引用部分為查詞時(shí)找到的補(bǔ)充。）
1.New European payments regulation has the potential to shake up the banks.
歐洲關(guān)于支付的新規(guī)很有可能對(duì)銀行業(yè)帶來沖擊。
2.European rules will open the door to a host of innovative services that analyze transactions.
歐洲新規(guī)會(huì)給很多分析交易的新型服務(wù)大開方便之門。
3.Customers?need barely ever interact with their bank.
（這樣一來）顧客就幾乎不用和他們的銀行打交道了。
4.European?retail banking has been remarkably unscathed by technology-driven disruption.
歐洲零售銀行業(yè)在這場(chǎng)由技術(shù)引發(fā)的混戰(zhàn)中毫發(fā)無傷。
Retail banking in Britain will probably become a lot more borig, quite a bit safer and somewhat less profitable. —— 經(jīng)濟(jì)學(xué)人-國(guó)際 （somewhat 可以譯作 “從某種意義上來說”）
5.Fintech?companies are beginning to mount a challenge, most conspicuously in the online-payments industry in northern?Europe. But their reach is more limited elsewhere in Europe.
金融科技類公司將對(duì)很多行業(yè)構(gòu)成挑戰(zhàn)，尤其是對(duì)北歐的線上支付業(yè)。但在歐洲其它地區(qū)，它們的影響力就更為有限了。
Their clout will continue to be limited: they cannot speak or vote. 他們的影響力依舊有限：沒有發(fā)言權(quán)和選舉權(quán)。—— 經(jīng)濟(jì)學(xué)人-國(guó)際
（存疑：不確定譯作“更為有限”是否妥當(dāng)。好像會(huì)顯得Fintech在之前提及的行業(yè)的影響力也不大的感覺。）
6.Regulators, however, are about to transform the landscape.
然而，監(jiān)管者正要改變這一局面。
A landscape is all the features that are important in a particualr situation. 社會(huì)形勢(shì)和政治局面
7.Banks’ lockhold on payments serves as a handy source of income.
銀行對(duì)于支付的牢牢掌控使之成為了一項(xiàng)便捷的收入來源。
補(bǔ)充詞匯：come in handy 遲早有用
8.Resistance is manifested as?a concern about data protection. Such concerns are legitimate?but also, argue fintech supporters, offer a convenient excuse for banks to block competition.
反對(duì)會(huì)體現(xiàn)在對(duì)于數(shù)據(jù)安全性的擔(dān)憂上。但金融科技的支持者也表示，這類擔(dān)憂雖然合乎情理，但也為銀行阻礙競(jìng)爭(zhēng)提供了一個(gè)絕佳的借口。
9.Yet for all their complaints, customers still trust banks with their money.
顧客再怨聲載道，還是會(huì)一如既往地信賴銀行。
神詞組:
become overdrawn:透支
nudge them to save more:說服他們省更多的錢（存疑：此處不確定取“說服”之意還是“輕推”：讓他們省下...）
have easy access to:很方便、輕易就能（拿到、獲取）
kick-start competition:推動(dòng)競(jìng)爭(zhēng)
give explicit consent：明確同意（某事）
one-click bank transfer:一鍵（銀行）轉(zhuǎn)賬
low-value payments:小額支付
tighten up security:加強(qiáng)安全性
guide them toward:引導(dǎo)他們?nèi)ィㄊ褂茫⑼扑]他們（使用）
rich data:豐富/大量的（信用）數(shù)據(jù)
leave them in a weaker position:使它們處于不利/弱勢(shì)的地位；對(duì)它們產(chǎn)生消極的影響
robust data-protection system:足夠安全/值得信賴的數(shù)據(jù)保護(hù)系統(tǒng)
insured against losses from fraud:對(duì)欺詐損失投保
perfect on paper:看起來很不錯(cuò)、靠譜
team up with:與...合作
exploit newcomers technology:利用新公司的技術(shù)
