1.mort?gage 1 ?n [C] ? W3 / 'm??ɡ?d? ?; ˋm?rg?d? ?/
英 ?/ 'm??ɡ?d? /
a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years 抵押貸款，按揭
Your building society or bank will help arrange a mortgage.
你加入的購房互助協會或銀行將會給你安排抵押貸款。
They’ve taken out a 30 year mortgage (= they will pay for their house over a period of 30 years ) .
他們辦理了一筆30年期的抵押貸款。
2.pre?de?ter?mined ?adj ? / ?pri?d?'t??m?nd ??pri?d?'t??m?nd ?; ?prid?ˋt?m?nd ?/ formal
英 ?/ ?pri?d?'t??m?nd /
decided or arranged before something happens, so that it does not happen by chance 預先決定[確定]的
predetermined level/limit/amount etc
a predetermined level of spending
預先確定的開支水平
We check with each other before making any purchases over a certain predetermined amount.
在我們購買一件超過預定額的東西時，我們可以互相商量。
3.
to date
adv.
1 to date
prior to the present time
同義詞： up to now
4.dire ?adj ? / 'da?? ?; da?r ?/
英 ?/ 'da?? /
1
extremely serious or terrible 極其嚴重的，極可怕的
warnings of dire consequences that often don’t come true
對嚴重后果的警告，盡管這些后果常常不會出現
5.un?scathed ?adj [not before noun 不用于名詞前] ? / ?n'ske?ed ?; ?nˋskeed ?/
英 ?/ ?n'ske?ed /
not injured or harmed by something 沒有受傷的，未遭受傷害的
The government was relatively unscathed by the scandal.
政府基本上沒有受到這樁丑聞的影響。
6.dis?rup?tion ?n [C,U] ? / d?s'r?p? ? n ?; d?sˋr?p??n ?/
英 ?/ d?s'r?p? ? n /
a situation in which something is prevented from continuing in its usual way 擾亂，打亂，中斷
The strike caused widespread disruption .
罷工造成了大規模的混亂。
7.mount 1 ?v ? / ma?nt ?; maunt ?/
英 ?/ ma?nt /
1ORGANIZE 組織
[T] to plan, organize, and begin an event or a course of action 準備；安排；組織；開展
The National Gallery mounted an exhibition of Danish painting.
國家美術館舉辦了丹麥畫展。
8.conspicuously / k?ns'pikju?sli /
adv.顯著地，明顯地；超群地，惹人注目地
1
in a manner tending to attract attention
there have been plenty of general declarations about willingness to meet and talk, but conspicuously no mention of time and place
2
in a prominent way
9.in?cum?bent 1 ?n [C] ? / ?n'k?mb?nt ?; ?nˋk?mb?nt ?/ formal
英 ?/ ?n'k?mb?nt /
1
someone who has been elected to an official position, especially in politics, and who is doing that job at the present time 在職者，現任者〔尤指政治職位〕
In the June elections, Morris easily defeated the incumbent, Tom Smith.
在6月的大選中，莫里斯輕松擊敗了在任的湯姆·史密斯。
10.re?sil?i?ent ?adj ? / r?'z?li?nt ?; r?ˋz?l??nt ?/
英 ?/ r?'z?li?nt /
1
able to become strong, happy, or successful again after a difficult situation or event 有復原力的；適應力強的
→ tough
Children are often very resilient.
兒童的適應力一般都很強。
The company proved remarkably resilient during the recession.
公司在經濟衰退期間表現出驚人的耐挫力。
2
strong and not easily damaged by being pulled, pressed etc 堅韌的；有彈性的
boots with tough resilient soles
靴底結實堅韌的靴子
Any chemical treatment will leave hair less resilient than before.
任何化學劑的使用都會使頭發失去原有的彈性。
11.cum?ber?some ?adj ? / 'k?mb?s ? m ?; ˋk?mb?s?m ?/
英 ?/ 'k?mb?s ? m /
1
a process or system that is cumbersome is slow and difficult 〔過程或系統〕耗時的，累贅的
Doctors are complaining that the system is cumbersome and bureaucratic.
醫生抱怨說該體制復雜繁瑣，很官僚。
cumbersome procedures
繁瑣的程序
2
heavy and difficult to move 笨重的
12.the payments services directive
支付服務指令
13. explicit consent 明確同意
...歐洲和美國關于隱私保護方面的法律的關鍵區別在于，在歐洲，征信機構出具信用報告需要獲得債務人的明確同意（explicit consent），在美國則不需要，符合許可的目的（admissible purpose）即可以獲得信用報告。
14.強認證
2) 強認證（strong authentication）：安全度較高，其驗證程序使用的公開密碼學的技術來識別通信雙方。
15. trans?ac?tion ?n ? S3 W3 / tr?n'z?k? ? n ?; tr?nˋz?k??n ?/ formal 【正式】
英 ?/ tr?n'z?k? ? n /
1
[C] a business deal or action, such as buying or selling something 交易，業務，買賣
The bank charges a fixed rate for each transaction.
銀行對每一筆業務收取固定費用。
financial transactions
金融業務
16.sophisticated
adj. 見多識廣的；練達的；有鑒賞力的 | 〔機器、系統、方法等〕復雜的，精密的，尖端的 | 富有經驗的，老練的；精通的
sophisticated software
很先進的軟件
a highly sophisticated weapons system
非常精密的武器系統
sophisticated credit checks
復雜的信用檢查
17.'rock-bottom ?adj [only before noun 僅用于名詞前]
a rock-bottom price is as low as it can possibly be 〔價格〕最低的，不能再低的
bargain holidays at rock-bottom prices
最低價的特惠度假產品
18.predictably
可預見地
媒體英語會帶大家一起學習 BBC 撰稿人在報道世界大事時常用到的單詞和短語。 ... adapt 適應 striking echoes 驚人的相似之處 predictably 可預見地 ...
19.re?sist?ance ?n ? S3 W3 / r?'z?st ? ns ?; r?ˋz?st?ns ?/
英 ?/ r?'z?st ? ns /
AGAINST CHANGE 反對變化
[singular 單數, U] a refusal to accept new ideas or changes 〔對新觀念或改變的〕反對，抗拒
[+ to ]
people’s resistance to change
人們對變革的抵制
[+ from ]
The no-smoking policy was introduced with little resistance from staff.
禁煙政策的推行幾乎沒有受到員工的反對。
20.manifested
adj. 證明的；已顯示的；顯然的
v. 顯示；證明（manifest的過去分詞）
21.li?a?bil?i?ty ?n ? / ?la??'b?l?ti ??la??'b?l?ti ?; ?la??ˋb?l?t? ?/
英 ?/ ?la??'b?l?ti /
1
[U] legal responsibility for something, especially for paying money that is owed, or for damage or injury 〔尤指法律上對還款、賠償等的〕責任，義務
[+ for ]
Tenants have legal liability for any damage they cause.
承租人造成任何損壞都要負法律責任。
[+ to ]
your liability to capital gains tax
繳付資本利得稅的義務
liability to do sth
The court ruled there was no liability to pay any refund.
法院判定無需退款。
22.ro?bust ?adj ? / r?'b?st, 'r??b?st ?; r?ˋb?st ?/
英 ?/ r?'b?st, 'r??b?st /
1
a robust person is strong and healthy 強健的，健壯的
a robust man of six feet four
一個身高六英尺四英寸的壯漢
THESAURUS HEALTHY
2
a robust system, organization etc is strong and not likely to have problems 〔系統、組織等〕強大的，穩固的
The formerly robust economy has begun to weaken.
原本強勁的經濟開始疲軟。
23.fraud ?n ? / fr??d ?; fr?d ?/
英 ?/ fr??d /
1
[C,U] the crime of deceiving people in order to gain something such as money or goods 欺詐，詐騙
electoral fraud
選舉欺詐
She was found guilty of fraud.
她被判犯有詐騙罪。
24.implemention
25.in?ter?pret ?v ? W3 AC / ?n't??pr?t ??n't??pr?t ?; ?nˋt?pr?t ?/
英 ?/ ?n't??pr?t /
1
[I,T] to translate spoken words from one language into another 口譯
They spoke good Spanish, and promised to interpret for me.
他們西班牙語說得很好，答應替我翻譯。
2
[T] to believe that something someone does or something that happens has a particular meaning 把…理解 [解釋]為
interpret sth as sth
His refusal to work late was interpreted as a lack of commitment to the company.
他拒絕加班被認為是對公司缺少奉獻精神。
3
[T] to explain the meaning of something 解釋，闡釋
Freud’s attempts to interpret the meaning of dreams
弗洛伊德對夢的含義的解析
26.team up
(teaming, teamed, teams)
1
PHRASAL VERB If you team up with someone, you join them in order to work together for a particular purpose. You can also say that two people or groups team up. (與某人) 組隊; 合作
Elton teamed up with Eric Clapton to wow thousands at the rock concert.
埃爾頓與埃里克?克拉普頓在那場搖滾音樂會上聯袂演出，博得了上千觀眾的喝彩。
27.?working 'capital ?n [U]
the money that is available to be used for the costs of a business 運營資金[資本]；周轉資金
28.in?voice 1 ?n [C] ? / '?nv??s ?; ˋ?nv??s ?/
英 ?/ '?nv??s /
1
a list of goods that have been supplied or work that has been done, showing how much you owe for them 發票；發貨清單，已完成工作的清單〔單上注明應支付的款項〕
→ bill
29.entrant /??ntr?nt/ ?TEM4
1
N-COUNT An entrant is a person who is taking part in a competition. 參賽者
All items entered for the competition must be the entrant's own work.
所有參賽作品必須是參賽者自己的作品。
2
N-COUNT An entrant is a person or company who has recently become a member of an institution or market. 新成員
...the company that made a name for itself as an early entrant in the digital video-recorder market.
…這個以數碼錄像機市場的早期進入者而享有名氣的公司。
30.con?fron?ta?tion ?n [C,U] ? / ?k?nfr?n'te?? ? n ?; ?kɑnfr?nˋte??n ?/
英 ?/ ?k?nfr?n'te?? ? n /
1
a situation in which there is a lot of angry disagreement between two people or groups 對抗，對峙；沖突
She had stayed in her room to avoid another confrontation.
她待在自己的房間里，以避免再次發生沖突。
[+ with/between ]
an ideological confrontation between conservatives and liberals
保守派和自由派在意識形態上的沖突
2
a fight or battle 戰斗，戰役
military/violent/armed confrontation
Japan seemed unlikely to risk military confrontation with Russia.
日本似乎不大可能冒險去和俄羅斯發生軍事沖突。
